Bullion Deposit Accounts

Stack ounces, not dollars.

At Local Silver Mint, we believe real wealth is measured in ounces—not dollars. Stack It up!

Instead of storing your bullion at home or in a paid vault, Local Silver Mint BDA allows you to put your fully accounted for, protected, and insured metal to work earning additional ounces while you sleep.

How Bullion Deposit Accounts Work

Deposits are credited 1:1 in ounces (1 Troy oz deposited = 1 Troy oz held by LSM)
Earn a 5% annual percentage rate (APR)/5.12% annual percentage yield (APY) on silver bullion deposited paid in additional ounces
Earn a 3.15% annual percentage rate (APR)/3.19% annual percentage yield (APY) on gold bullion deposited paid in additional ounces
Returns accrue and compound monthly with no fees
Quarterly account statements for full transparency
Defined terms with clear withdrawal options
Holdings are insured
Early redemption of principal available subject to penalties on the accrued interest

Account Types

Static Bullion Deposit Account

Ideal for one-time or intermittent deposits. Begin with a 100 Troy oz for silver and 2 Troy oz for gold minimum, with the flexibility to add additional deposits and extend the one-year term over time.

Auto-Stacking Bullion Deposit Account, Silver Only (Coming Soon)

Designed for disciplined, long-term accumulation. Start with as little as 25 oz and enroll in automatic monthly ACH deposits (minimum $250/month). Choose 1-, 2-, or 3-year terms and let your ounces compound steadily.

Self-Directed IRA / Qualified Accounts (Coming Soon)

BDAs are available for self-directed IRAs and other qualified retirement funds, bringing the same stack-it-up philosophy into tax-advantaged structures.

Why Bullion Deposit Accounts

Don’t pay for storage, let us pay you!
Grow wealth in ounces, not just fiat dollars
Turn idle metal into a productive, income-generating asset
No digital tokens or speculative abstractions—only physical silver
Transparent accounting, audited, and insured
Built for long-term stackers who value discipline and security

If you believe wealth is built one ounce at a time, Bullion Deposit Accounts were made for you.

For details view our sample agreement here.

If interested to learn more and speak with a BDA specialist fill out the form below.

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Bullion Deposit Accounts are not bank deposits and are not FDIC-insured. Coverage is provided by a private insurance subject to its terms, limits, and conditions.